• Increased Sales: Customers spend more when they’re not constrained by cash on hand, and customers may purchase from you more often. You may see increased purchases of higher-margin products as well as specialty items.
• Customer Satisfaction: Your customers will appreciate the fact that you allow them the flexibility to pay the way they want to pay, including by credit or debit card.
• Speed: There is no waiting for payment or need to extend credit.
• Improved Efficiency: Card payments can save you time and money by minimizing cash and check handling and payment reconciliation, giving you more time to manage your business.

• Pre-established limits help control expenses.
• Business expenses are kept off your employees’ personal cards.
• Spending can be closely monitored online, in real time, at the employee and company level.
• User-friendly reporting help you simplify expense management.

The Visa Commercial card program comes with the following additional services at no incremental cost (certain restrictions, limitations, and exclusions may apply ):

• Liability Waiver Protection: Your organization is protected against card misuse by terminated employees up to $100,000 per cardholder. Enrollment is automatic, with no deductibles or extra fees.
• Auto Rental Collision Damage Waiver: Eliminates the need for you to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles – saving you as much as $13 per day in insurance costs. Primary coverage is provided, at no additional cost, up to the cash value of most rental cars for damage due to collision or theft.
• Cardholder Service: We are available to assist you via phone 24 hours per day, 7 days a week. Call us at the phone numbers on the back of your card(s) for general assistance, to report a lost or stolen card, emergency card replacement or cash disbursement. If you are ever in doubt where to call, you may find Visa’s world-wide local or toll-free phone numbers at www.visa.com.
• Roadside Dispatch: Dispatch of reliable tow operator or locksmith. The rates are pre-negotiated and conveniently billed to the covered cardholder’s Visa card. Enrollment is automatic and there are no membership dues.
• Emergency cash and card replacement is usually available within 24 hours in the U.S. or within one business day overseas.